There are different  Types of Loans available in Financial Market… as far as possible it must be avoided but still if required, borrow wisely.

Different Types of Loans

Home Loan

Buying a new home is a big decision.

It is important to have complete information because a home is one of the most important purchases in your life. Choose from one of our home loan options and allow us to make your dream a reality. Our home loans, with their extensive features, host of benefits and competitive interest rates, have been specially designed to suit your home finance needs.

Special features:

  • Attractive Interest Rates.
  • Easy Home Loan up to Rs. 10 crore.
  • Flexible repayment tenure up to 30 years.
  • Home Loans up to 80% of the property value.(market value)
  • Flexibility to pay interest only during construction period.


  • Purchase of under construction property.
  • Purchase of Ready Property.
  • Balance transfer:

A home loan balance transfer provides you with the option to choose a bank or a financial institution that offers improved rate of interest or Loan facility over your existing one. This choice can save you from paying high monthly instalments and utilize the savings for your personal and professional needs. Further,a top up at that helps you be ready for any expenses you did not anticipate. So, Home Loan Takeover Plus Enhancement gives you both the advantages. Enjoy lower interest rates with home loan balance transfer facility and then top up your loan to supplement further financial requirements.

Loan Against Property

With Loan against Property, you can leverage your property to expand your business, meet your working capital requirements or fulfill any other personal or professional needs. If You Need immediate capital for that important business project or for the marriage expenses of your daughter? And still dont want to sell your much cherished property? Then Loan against Property is the right product for you.

  • Earn Property appreciation by the time you pay for the Loan.
  • Cheaper than a Personal Loan & Loan against Securities.
  • Restricted loan against value of the property ensures a lower risk.
  • Loans up to Rs.5 crore*
  • Flexible repayment tenure up to 15 years*
  • Loan against residential property
  • Loans up to 70% of the property value*

You can get a loan against property for:

  • Purchase of machinery
  • Closure of existing high-cost debts
  • Buying a new property
  • Your Childs education
  • Any other personal, business or professional need

Personal Loan

Personal Loans are easy-to-get, quick and convenient. You can use a personal loan for a variety of purposes, including travel, wedding expenses, home renovation, in a medical emergency or to buy a gadget. We provides personal loans with hassle-free documentation and superfast disbursals. Besides speedy and transparent processing, we offers a host of other benefits on its personal loans including flexible tenures and competitive interest rates. These unmatched benefits make our products among the best personal loans in India.

Education Loan

Fuel your Child’s aspirations with education loans for Indian education.

Apply for our education loans for Indian education and get loans of up to Rs 10 lakhs. Our education loans for Indian education offer competitive pricing and give you the option of an insurance cover. Also enjoy doorstep service and quick disbursal of funds when you apply for education loans for Indian education.

At Nivesh Plus, we aim to provide financial support to every child who wishes to study further. Our loan gives you the opportunity to fulfil your career goals with loans that are tailor-made to suit your every educational need.

Education Loan for Foreign Education

Fulfil your child’s academic ambitions with education loans for foreign education.
Get customized solutions and flexible repayment terms with our education loans for foreign education. Receive up to 100% finance when you apply for our education loans for foreign education. Amounts greater than Rs 20 lakhs as education loans for foreign education are also available. Enjoy customer-friendly service with quick processing and speedy disbursals for education loans for foreign education. The funds from the education loans for foreign education can be used for over 950 courses across 36 countries

At Nivesh Plus, we want to empower every keen learner and provide them the opportunity to pursue their dream course abroad, without any financial constraints. Education Loan for Foreign Education provides customized solutions, with doorstep service and tax benefits.

Car Loan

The decision to own a car should be well researched but not a difficult one to make as it is an asset that relieves you of your transport woes. With the numerous car options available in the market, its quite easy to be an owner of the vehicle of your dreams. Our car loans give you the flexibility to select an ideal car through our hassle-free, swift auto finance options.
When in doubt about an ideal way to finance your car, choose from our attractive finance options to enable an easier decision-making process.

We also provide loans for used cars. Our attractive interest rates let you plan your finances comfortably.

Business Loan

We believe that you need appropriate finance based on the nature and goals of your business. With our range of secured lending solutions, we can help you get the right loan for your business.

Whether you are looking to expand your business or want to meet your working capital and trade finance needs, Nivesh Plus has a wide range of business finance options. Choose from a range of options which are flexible to match most of your business needs, along with the choice of collateral, tenor and quantum of finance. Get the right funding for your business growth.